Digital everyday life
Use transfers, mobile payments, cards, buy now pay later and bank switching safely and know your rights.
Name and IBAN don't match? What the four Verification of Payee results mean, how to check a payee yourself and when to approve an instant transfer.
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Wero, Bizum, Twint or PayPal: where each app works, what sending money costs, when buyer protection applies and how to spot fake payment requests.
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From 20 November 2026, EU consumer credit rules cover buy now, pay later. What changes for instalments and pay-later options, and how to avoid late-fee traps.
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Before you approve a payment in your banking app, check the action, amount and payee, and spot when a caller is pushing you to confirm someone else's transfer.
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Credit refused? Ask the lender how it decided, get your free credit file from the bureau and have wrong entries corrected, with rules for six countries.
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